Using an NZ online casino is a great way to get your casino gaming fix whenever you need, and one of the most important aspects to consider is what casino payment method you will use. A payment method is how you will be able to deposit funds into your chosen casino and a withdrawal provider will also be necessary in order to take out your winnings when you have decided to stop playing.

payment methods

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Online Casinos Payment methods

There are many great casino deposit methods available in NZ, which means there is a wide range available for you to choose from depending on what casino you decide to join. They can range from debit and credit cards, e-wallets, mobile payments, bank transfers, cryptocurrency, and offline payments such as Western Union. While that sounds like a lot and can be a little overwhelming, here at Casino Billions we aim to make understanding every aspect of online casino gaming easy.

The following guide will help explain what each payment method is, what options are popular, how to choose the right one for you, and importantly, how to make deposits and withdrawals.

Credit Cards and Debit Cards

Credit Cards and Debit Cards are some of the most commonly used ways to make purchases in NZ, and both of these cards are available as payment methods in NZ online casinos. With credit cards being invented in the 1950s and debit cards following in the 1970s, we have grown up using them to either access our own money or use a line of credit to purchase goods and services.
While you do have to be approved by a bank organisation for a credit card, there are some debit cards that are loadable with cash if you are looking to avoid using your personal debit card connected to your bank account.
While credit and debit cards are great casino deposit options, being able to use them for withdrawals is not common.

Visavisa logo 

VISA was one of the first modern credit cards invented and is used worldwide. Using a VISA credit card is extremely easy, fast, and secure for deposits, but you can’t withdraw your money using one.

MasterCardMasterCard logo

MasterCard is the 2nd most popular credit card option in NZ and shares many similar features to a VISA card. Deposits are instantaneous when using a MasterCard and nearly every NZ online casino accepts them for placing deposits.


Owned by MasterCard, Maestro is a debit card that you can use for payments online and in-person as an alternative to credit cards. You can also purchase a pre-loaded Maestro card that you can use to make your deposits.

Visa DebitVisa Debit

The VISA equivalent of Maestro, you can use a VISA Debit card for all your deposit needs, usually without any extra fees being added. Withdrawals to your VISA Debit may be possible but expect extra fees.

American ExpressAmerican Express

American Express (also known as AMEX) is a type of credit card offered by the American Express company to individuals and businesses all around the world. American Express cards can be used to place deposits and there are also debit card options available.


A Paysafecard is a special prepaid way to pay without the need of a bank account or credit card. You can purchase vouchers that contain the card information in-person at stores and use it to add funds to your account.

eWallet and Mobile Payment Apps

Commonly known as an eWallet or mobile wallet, mobile payment apps allow for users to purchase goods and services digitally by securely storing your banking information. Over the last few years, mobile payment apps have become more and more popular to use as one of the best online casino payment methods because they are very fast, secure, and ultra-convenient.
In most cases, it will be necessary to have a bank account, prepaid debit card, or cryptocurrency in order to use a mobile payment app since they need a payment source for your transaction to be completed, but they are very easy to use.
Another benefit of mobile payment apps is that it is possible to withdraw your winnings this way in some NZ online casinos. Usually, there is a small fee associated with using them as a withdrawal method, but it does mean your winnings can be accessed quickly.


Zimpler is a Swedish company that has simple payment solutions for online casinos. Designed specifically for gaming solutions, you can link your payment method to your account and instantly deposit funds to your casino of choice. It is fast, reliable, and cure.

Google PayGpay

Launched in 2015 and previously known as Android Pay, Google Pay is used on mobile phones where it can store your card information to make payments possible in a single tap.


One of the most popular mobile payment methods, PayPal was founded in 1998 and is a great option to transfer money to and from your online casino account. You can add multiple debit or credit cards to your account and make your casino deposits instantaneously.


A classic online casino payment app, the e-money transfer service Neteller is known for being very easy to use. With Neteller, you can withdraw and deposit quickly via your bank account or Net+ card.


Like Neteller, Skrill is owned by the massive PaySafe Group, and their product is used by New Zealanders to add and withdraw funds from their account. To use Skrill, you load up your account with funds and then use that money to make secure payments.


EcoPayz is another mobile wallet that gives you instant access to casino fun. You don’t need a credit check to open an EcoPayz account and they also offer a card (EcoCard) with different account types that range from free to VIP depending on your needs.

Apple Payapple pay logo

Extremely similar to Google Pay (but for Apple devices), Apple Pay stores your credit and debit card information so you can pay for goods and services with one touch on your smartphone.


POLi is an Australian and New Zealand specific payment method where you can send and receive money in real time. Using POLi is common with bank accounts and you don’t have to make an account with them to use their service.


Similar to POLi, Trustly is a service where users can withdraw money from their personal bank account for online purchases. To use Trustly, your chosen casino must have it enabled and then you can make the payment without having to leave the website.

Payforitpay for it

Payforit is an option that lets you make deposits by using your mobile account. There is no account needed to use Payforit and you are charged the amount you deposit back to your mobile phone account.


An eCheck is an electronic version of the classic paper check that you can use to make online payments. Using Automated Clearing House (ACH) technology, eChecks are completed online and offer quick turnaround times.

Bank Transfers

When it comes to casino deposit options, a bank transfer is one of the classics. Formally known as electric fund transfers, this payment method was one of the first to use modern technology widely around the world when internet purchases became popular.
Bank transfers work by electronically sending your money from one account to another without the need for a physical. In order to complete a bank transfer to your chosen NZ online casino, you will need to have a bank account that has the necessary funds to do so. Bank transfers are a reliable way to deposit and receive money, however, it is common for fees to be added depending on your bank and online casino that you use. This is especially true for when you are withdrawing your winnings as most casinos will charge a fee for using a bank transfer and it will take a few days before you receive your money.


The most modern out of casino deposit options, Cryptocurrency is a relatively new way for you to be able to fund and withdraw money from NZ online casinos. Unlike the NZ dollar, cryptocurrency is completely digital and secured online through blockchain technology. This secures the transaction data and makes all cryptocurrency extremely secure.

There are many different cryptocurrencies available and since there is no central regulation their price can fluctuate. Bitcoin is the original cryptocurrency and has the largest market share, but there are many other options available too, including Ethereum, Litecoin, and Tether.

Buying cryptocurrencies is a little more complex than using the NZ dollar. You have to make an account for a cryptocurrency exchange website and then purchase what coin you want and how much via that account. In order to store your cryptocurrency, you will need to have a digital wallet to store it in, but there are many free options available.
Cryptocurrency is the most flexible payment method at NZ online casinos and at most of them, you can deposit and withdraw your money free of charge.


Bitcoin is the most popular cryptocurrency in the world that is also the most expensive to buy. Most casinos offering cryptocurrency payments will take Bitcoin since it is the gold standard in the industry.


Ethereum is the second-largest cryptocurrency in market value and is another great option if you want to use crypto when playing in NZ online casinos. Like Bitcoin, Ethereum transactions are instant and extremely secure.

Offline Payments

Although there are multiple digital payment options available for NZ online casino lovers, some people still prefer offline payments. While offline payments can take a little longer than other options out there, you can use them to securely deposit and sometimes withdraw money from your casino account. The invention of offline payment transfers changed the way that the world operated. They have been around as early as the 19th century when wire transfers were first invented and still serve a purpose.
There are a few different offline payment methods that are available, so if you prefer the old school then offline payments will be the best for you.

Wire TransferWire Transfer

Wire transfers were developed in the late 1800s in order to move money from person to person or between businesses. They work by sending codes between banking institutions that relay the information regarding the amount being sent. Wire transfers aren’t instant and fees are common.

Western Unionwester union

One of the most well known names in money transfers is Western Union. Originally known for being a leading company in the telegraph industry back in the late 1800s, now the company offers in person money transfers all around the world. You can visit a Western Union and send money to NZ casinos that accept this form of payment.

How To Choose The Best Banking Option?

All banking options are different, but that doesn’t mean there is one that is better than the rest. Choosing the best banking option for you involves thinking about what you want in a service. Some aspects to think about when deciding on the best banking option for you include:


Every online casino deposit option is secure, but depending on your own preferences there are some that offer more personal security than others. If you would like to deposit your money outside of using regular banking methods there are options out there for you, such as cryptocurrency.


Making a choice on what currency works best for you is a very important point to keep in mind. All NZ online casinos will accept NZD, but you may also have other choices if you do not wish to use it.


Is saving money important for you?: Evaluating the fees of each casino deposit methods is a great way to see how you can avoid paying fees. All NZ online casinos have their own fee structure, but it is very common for cryptocurrencies to not have any fees associated with them.

Does it offer deposits and withdrawals?

Would you prefer to have one option for both depositing and withdrawing? Or do you not mind having to open two different accounts depending on what you are wanting to do.

How Do You Deposit Money at An Online Casino in New Zealand?

How To Deposit Money

No matter what banking option you choose, depositing money at an NZ online casino is very straightforward and secure. There are only a few steps that you have to follow:

Setting up your account:

In order to make a deposit, you need to have an account with the online casino. To set up an account you will need to provide some personal details such as your full name, address, date of birth, and address. Setting up an account will only take a few minutes and then you will be ready to move on to the next step.

Making your first deposit:

Your first deposit is important because it may make you eligible for a welcome bonus. Available at some NZ online casinos, welcome bonuses give you extra credit to spend on certain casino games once you have made your first deposit. If you want to claim a welcome bonus make sure to deposit the right amount to do so. This step is also where you will choose what casino deposit option to use.

Being safe:

When making a deposit make sure that you are using a secure internet connection and your credentials are protected. You can trust online NZ casinos as all of the best sites use SSL encryption so your data will be safe, but remember to protect it coming out of your own devices.

Minimum Deposit Casino Payment Methods

Usually, there are minimum deposit amounts in place, but the number is quite low (usually around $20). If you are looking to claim a welcome bonus you will be rewarded for the more money you deposit in correspondence to the bonus terms. For example, if your welcome bonus is 3x your first deposit with a minimum of $20 and a maximum of $200, the more you deposit the more bonus monies you will gain.

How Do You Withdraw Your Money?

Withdrawing your money is very simple. In NZ you are not taxed on casino winnings, so all you have to do is choose what your withdrawal method will be and approve it.

Fast Withdrawal Casino Options

If you are looking to pay as little fees as possible and receive your money quickly, withdrawing in cryptocurrency or via a mobile payment app is the way to go.

Popular FAQ

  • Do I have to always use the same online casino payment option?

    No. If you wish to try out one deposit method and then change once you are ready to make your second deposit, you are free to do so at any time. This also goes for when you are ready to make withdrawals from your NZ online casino account.

  • How do I find out what the minimum deposit number is?

    All of the best NZ online casino sites will display their minimum deposit amounts in their terms and conditions. You can access the terms and conditions page from the homepage and also read more about any bonus terms that you need to abide to if you are interested in claiming one.

  • Can you make online casino deposit options outside of business hours?

    Yes. One of the best parts about online casinos is that you can play at any time you please. This includes making deposits and withdrawals on your terms when it suits you.

  • What is the most popular casino deposit method?

    Due to the wide variety of people’s needs and wants there is no clear deposit method. All deposit methods used in NZ online casinos have their own fans depending on the needs and wants of the individual using their favourite online casino.